FatCat TERMS AND CONDITIONS
Last Updated: 19 December 2025
1. Introduction and Acceptance
1.1. Overview. These Terms and Conditions (“Terms”) between you (“you”, “your”, “User”) and FATCAT SOLUTIONS LIMITED, a company incorporated under the laws of Hong Kong with registration number: 78934592-000-10-25-0 (“Company”, “we”, “us”, “our”), govern your access to and use of our website: fatcatbot.io (the “Website”) and all related services on it (the “Services”). For ease of reference the term “FatCat” shall aggregate both Website and Services unless specified separately in these Terms.
Please note that use of the FatCat Telegram Bot is governed by the separate User Conduct and Compliance Policy, which is incorporated in these Terms by reference and constitutes an integral part of these Terms.
1.2. Acceptance of Terms. By accessing FatCat, you agree to be bound by these Terms, our Privacy Policy, and any additional policies incorporated herein. If you do not agree, please do not access or use FatCat. Continued use of FatCat constitutes your express agreement to these Terms.
By accessing and Using the Website you hereby confirm that you get acquainted with the FatCat Website Disclaimers https://fatcatbot.io/disclaimers which are integral part of these Terms, incorporate by reference.
1.3. Definitions. The following definitions shall apply to interpret these Terms:
“Cryptocurrency” means any form of digital or virtual currency that uses cryptographic techniques and blockchain technology to validate and secure transactions, including but not limited to tokens, coins, and other digital assets that may be used, stored, exchanged, or interacted with through decentralized networks.
“Content” refers to all information, data, text, graphics, and other materials made available through the FatCat.
“Intellectual Property Rights” means all present and future rights related to patents, copyrights, trademarks, trade secrets, and other proprietary rights.
“Network Fees” means any gas/validator/protocol fees charged by a blockchain or protocol, which are set by third parties and are separate from Company fees.
“Telegram” means the third-party communication and messaging platform operated by Telegram Messenger Inc. and its affiliates, accessible via mobile, desktop, or web applications. Telegram is an independent platform not owned or operated by the Company.
“Wallet” means a digital software or hardware-based tool that enables users to securely store, manage, and interact with cryptographic keys, digital assets, and blockchain networks. The User shall be bound and compliant with terms of use of his wallet services provider.
1.4. Eligibility. To use FatCat, you must be at least 18 years old and have full legal capacity to enter into binding agreements. If you are under the age of 18 or lack the legal capacity, use the FatCat with the explicit permission and supervision of your parent or legal guardian. In such cases, your parent or legal guardian must read and agree to these Terms on your behalf and will be responsible for all activities conducted through FatCat.
If you are a parent or legal guardian permitting a minor or someone without full legal capacity to use the FatCat, you agree to these Terms on their behalf and assume full responsibility for their compliance with these Terms.
If you are accepting these Terms on behalf of a company or other legal entity, you represent and warrant that you have the legal authority to bind such entity to these Terms. In such cases, the terms “User” “you” and “your” shall refer to both you as an individual and the entity you represent.
1.5. Geographical restrictions. FatCat restricts access to Users located in, under the jurisdiction of, or ordinarily resident in Cuba, Iran, Syria, and North Korea (“Prohibited Jurisdictions”). The Company may employ technical measures, including IP blocking and geo-filtering, to enforce these restrictions. By accessing the FatCat, you represent and warrant that you are not located in, controlled by, or a resident of any Prohibited Jurisdiction, and you will not use the FatCat to engage with parties in these regions. Circumvention attempts (e.g., VPNs, proxies) constitute a material breach of these Terms and may result in technical measures to restrict you access to FatCat and reporting to authorities. Continued use of The FatCat constitutes acceptance of such updates.
1.6. IMPORTANT DISCLAIMERS. The Company is not licensed, registered or authorized by any financial institution, commodities, virtual asset, or monetary authority in any jurisdiction. The FatCat are provided on a non-regulated, self-custodial basis and do not constitute:
Brokerage, trading, exchange, custody, or payment services;
Investment, financial, legal, or tax advice; or
An offer or solicitation of any kind to buy, sell, or deal in Cryptocurrency or financial instrument.
You are solely responsible for ensuring that your use of the Fatcat is compliant with laws, regulations, and restrictions applicable to you as User. The Company cannot and does not guarantee that the FatCat is lawfully available for use in your jurisdiction and shall not be liable for your breach of any applicable law.
2. Scope of Service and Access
2.1. FatCat Description. The FatCat provides a self-custodial software interface that enables Users to connect their own third-party compatible digital wallets and interact with decentralized protocols on the Solana blockchain. Through FatCat, Users may access functionalities such as:
Submitting market, limit, and DCA orders;
Opening and managing perpetual positions;
Viewing trading activity; and
Other related on-chain interactions.
FatCat surfaces functionality provided by independent, third-party decentralized protocols and data providers, which are not owned or controlled by the Company and may be subject to separate terms and risks.
The Company reserves the right, at its sole discretion, to modify, update, or discontinue any aspect of the FatCat`s information and functionality at any time, with or without prior notice. Any such changes may affect the scope, features, or performance of the FatCat provided. Your continued use of the FatCat after such modifications constitutes your acceptance of the updated information and functionality, as well as any revised Terms.
The Company may, at its sole discretion, deploy bug fixes, error corrections, patches, and other improvements that may materially alter the core functionality of the FatCat ("Updates"). Any such Updates provided to you will automatically become part of the FatCat`s services under these Terms.
2.2. Self-Custody and Wallets. To access certain features of the FatCat, the User may be required to connect a compatible third-party digital Wallet. The Company does not create, issue, maintain, or provide Wallets. Wallets are provided by the independent third parties, and use of such Wallets is subject to their separate terms and conditions.
FatCat is a self-custodial interface. The User retains full control and the sole responsibility over their digital Wallets, private keys, seed phrases, and other credentials. The Company does not have access to, and cannot recover, a User`s private keys or seed phrases.
2.3. On-chain Transactions. All transactions initiated through FatCat are executed directly on the relevant blockchain network and require the User’s explicit approval and cryptographic signature. Once submitted and confirmed on-chain, transactions are final, irreversible, and cannot be modified, cancelled, or refunded by the Company.
Users acknowledge that:
the Company does not and cannot control blockchain networks;
transaction fees, slippage, liquidity conditions, and smart-contract execution outcomes form part of normal blockchain operation; and
the Company has no ability to reverse, undo, or provide compensation for on-chain transactions.
2.4. Fees and pricing. FatCat may charge fees on certain transactions or interactions initiated by Users via the FatCat. Any applicable fees will be presented to the User prior to execution of a transaction and will be included within the transaction submitted for signature.
Use of blockchain networks may require the payment of network, gas, validator, or protocol fees. These fees are determined by third-party providers, protocols and networks and are not controlled by the Company. Users are solely responsible for all such fees. Due to the irreversible nature of blockchain transactions, all fees, including transaction-based fees and network fees, are non-refundable to the maximum extent permitted by law.
The Company reserves the right to introduce, modify, update, or discontinue any fees at any time. Updated fees shall apply to transactions initiated after the change takes effect.
2.5. Referral Program. FatCat may offer a referral program enabling Users to earn rewards based on the activity of referred users. Details of eligibility, reward calculation, distribution mechanisms, and terms will be published on the relevant pages of the FatCat.
The Company reserves the right to amend, suspend, or terminate the referral program, or any User’s participation in it, at any time, including where fraudulent, abusive, multi-accounting, self-referral, bot-generated, or otherwise manipulative behaviour is suspected.
Referral rewards shall not be considered earned if obtained in violation of these Terms. The Company may withhold, cancel, claw back, or deny rewards if it determines, in its sole discretion, that a User has breached these Terms or applicable laws.
The Company may add, modify, restrict, or remove any feature or functionality, including experimental or beta features, at any time for legal, security, or operational reasons, without any liability to the Company, its affiliates, officers, employees or contractors.
2.6. Information Accuracy. While the Company takes reasonable measures to ensure the accuracy of data displayed on FatCat, we do not guarantee the accuracy, suitability, reliability, completeness, performance, or fitness of the FatCat, its content or Service. You acknowledge that:
- The Company is not liable for any loss or damage arising from:
Inaccuracies, delays, or omissions in the Content;
Your inability to access the FatCat;
- Transmission failures of instructions or notifications.
2.7. Acceptable Use Policy. By using the FatCat, you agree to adhere to the following acceptable use guidelines. Your compliance with these provisions is a condition of your continued access to and use of the FatCat:
- Lawful Use: You shall use the FatCat exclusively for lawful purposes and in full compliance with these Terms, as well as all applicable local, state, national, and international laws and regulations.
- Preservation of System Integrity: You agree not to engage in any activity that may harm, disable, overburden, or otherwise impair the FatCat’s infrastructure or its operation. This includes, but is not limited to, initiating any form of denial-of-service attack, distributing malware, or otherwise interfering with the performance of the FatCat.
- Unauthorized Access Prohibition: You shall not attempt to gain unauthorized access to the FatCat, its systems, networks, or any data or resources that you are not expressly permitted to access. Any such attempts may result in immediate legal actions.
- Compliance with Guidelines: You agree to comply with all usage guidelines, restrictions, and instructions provided by the Company from time to time, whether these are communicated via these Terms or through other official channels.
- No Endorsement and Preservation of Proprietary Notices: You agree not to imply that any of your statements or actions are endorsed by the Company unless expressly authorized, nor may you remove, alter, or obscure any copyright, trademark, or other proprietary notices appearing on the FatCat or related materials.
- Phishing or other types of scam: You are prohibited from creating fake websites, emails, or social media accounts mimicking FatCat.
- Scraping Prohibition: You are strictly prohibited from using bots, crawlers, scripts, or other automated tools to extract, collect, or replicate data from FatCat without prior written consent. This includes bypassing technical safeguards (e.g., rate limits, CAPTCHA) or overloading our infrastructure. Violations may result in immediate termination of access and legal action under applicable laws.
- Reverse engineer or modify the FatCat: You may not reproduce, distribute, modify, decompile, reverse engineer, disassemble, or create derivative works of any portion of the FatCat or any software provided in connection with the FatCat, except to the extent such restriction is expressly prohibited by applicable law.
- Money Laundering: You must not launder money, finance terroris, evade sanctions, or make transactions with any sanctioned person, entity, wallet or jurisdictions using FatCat.
- Market Manipulation: You are prohibited from engaging in market abuse or manipulation, including wash trading, spoofing, layering, pump-and-dump, insider trading, front-running, back-running or other prohibited ways of fair market practice.
Failure to comply with these acceptable use provisions may result in:
Immediate suspension or termination of your access to FatCat;
Technical measures (e.g., IP blocking, bot detection) to prevent further violations;
Disclosure of your identity and activities to law enforcement, regulatory agencies, or harmed third parties.
Civil claims for losses caused to the Company or third parties;
Criminal prosecution under applicable laws;
Regulatory penalties for breaches of data protection, financial, or sanctions laws.
The Company reserves the right to recover all reasonable costs incurred in enforcing these Terms, including investigation fees, legal expenses, and damages.
3. Intellectual property rights.
3.1. Company`s ownership. The FatCat, including any models, interfaces, algorithms, indexes or other software developed by the Company, along with all associated features, functionality, and tools, is protected by copyright, trademark, patent, trade secret, and other intellectual property laws of the Hong Kong Special Administrative Region and international jurisdictions. You acknowledge and agree that the FatCat and all related intellectual property rights are the exclusive property of the Company and its licensors. You are prohibited from removing, altering, or obscuring any copyright, trademark, service mark, patent marking, or other proprietary rights notices incorporated in or accompanying the FatCat.
3.2. Trademarks. The company name, the term "FatCat" the company logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs, and slogans on the FatCat are the trademarks of their respective owners.
4. Advertising, Promotions, and Third-Party Links
4.1. Advertising. The FatCat may display advertisements, banners, and pop-up messages from the Company and its affiliates or partners. By using the FatCat, you consent to the display and delivery of such advertisements, which may change without notice.
4.2. Third-Party Links. The FatCat`s Content may contain links to, or otherwise enable access to, third-party websites, resources, services, or content that are not owned, operated, or controlled by the Company. User acknowledges and agrees that the Company does not endorse, monitor, verify, or assume any responsibility for:
- The availability, accuracy, legality, reliability, security, or business practices of such third-party websites, resources, or services;
- Any content, products, services, advertisements, or materials available on or through such third-party platforms;
- Any transactions, interactions, or disputes between Users and such third parties.
Access to third-party websites or services through the FatCat`s Content is provided for convenience only and does not constitute an endorsement, partnership, or affiliation between the Company and any third party. User assumes all risks associated with accessing or using such third-party platforms, and the Company expressly disclaims any liability for any loss, damage, or harm that may arise from such use.
The Company shall not be responsible or liable for any direct, indirect, incidental, consequential, special, or punitive damages, including but not limited to data loss, financial loss, reputational harm, or security breaches, resulting from the use of third-party websites, resources, or services. Users are advised to review the terms, policies, and practices of any third-party website or service before engaging with them.
5. Disclaimers and Limitation of Liability
5.1. Service Provided “AS IS.”. The FatCat and its services are provided on an "as is" and "as available" basis, without any express or implied warranties of any kind. The Company expressly disclaims all warranties, whether express, implied, statutory, or otherwise, including but not limited to any warranties of merchantability, fitness for a particular purpose, non-infringement, title, or that the FatCat’s Content will be accurate, error-free, uninterrupted, secure, or free of harmful components. Users are solely responsible for verifying any information obtained through the FatCat before relying on it for any purpose.
5.2. No Guarantee of Uninterrupted Performance. We do not warrant that the FatCat will be continuous, error-free, secure, or free of viruses, malware, or other harmful components.
5.3. Limitation of Liability. To the maximum extent permitted by law, in no event shall the Company, its affiliates, officers, directors, employees, contractors, licensors, or agents be liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to lost profits, lost revenues, lost data, business interruption, reputational harm, or any other losses arising out of or in connection with:
The use of, inability to use, or reliance on the FatCat or its Content;
Any inaccuracies, errors, or omissions in the FatCat`s Content;
Any third-party actions, services displayed on the FatCat; or
Any modifications, discontinuation, suspension, or termination of the FatCat or its services.
This limitation applies regardless of the legal theory of liability, whether based on contract, tort, negligence, strict liability, or any other cause of action, and whether or not the Company was advised of the possibility of such damages.
If, notwithstanding the foregoing, the Company is found liable for any claims arising from or related to the use of the FatCat, Company`s aggregate liability shall in no event shall exceed amounts paid by User to the Company for the prior 12 months, but in any case no more than USD 5 000.
Some jurisdictions may not permit the exclusion or limitation of certain damages; in those cases, the limitations shall apply to the maximum extent permitted.
5.4. Risk Acknowledgment. By accessing or using the FatCat, you expressly acknowledge, accept, and assume all risks associated with software and cloud technology, including but not limited to:
Internet and Security Risks: Use of the FatCat may expose you to cyberattacks or internet disruptions.
Third-Party Dependencies: The FatCat relies on third-party services, and disruptions to these services may impair functionality.
Content Visibility: The Company reserves the right to hide or restrict access to any part of FatCat affected by technical, legal, or operational issues.
Operational Risk: Users are subject to operational risks, including potential software bugs, code errors, or exploits by malicious actors.
No Financial, Legal, Investment or Tax Advice: The Content made available on the FatCat is provided strictly for general informational purposes only. Nothing on the FatCat constitutes, or should be construed as, financial, investment, legal, tax, or other professional advice. The Company does not provide any regulated, licensed, or authorized advice or services of any kind through the FatCat.
No Reliance on Information: The Content on the FatCat is non-exhaustive, may not be up to date, and is provided without consideration of your personal circumstances or objectives. The Company does not guarantee, and makes no representations or warranties, whether express or implied, regarding the accuracy, completeness, reliability, suitability, or timeliness of any Content. Users must not rely on any Content for financial, investment, legal, tax, or other decision-making purposes.
Network Risk: Blockchain networks may experience congestion, downtime, forks, reorganizations, or attacks that affect transaction confirmation or display.
Smart Contract Risk: Interactions with blockchain may rely on third-party smart contracts, DEXs, liquidity pools, and protocols which may contain vulnerabilities or fail, resulting in loss of assets, including Cryptocurrency. The Company does not control or audit such third-party smart contracts, DEXs, liquidity pools, and protocols
You irrevocably waive any claims against the Company arising from these risks. This list is not exhaustive, and additional risks may exist as described elsewhere in these Terms.
6. Indemnification. You agree to indemnify, defend and hold harmless the Company, our subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms or the documents they incorporate by reference, or your violation of any law or the rights of a third-party using FatCat.
7. Modification and Termination of Access.
7.1. Modification to Terms. The Company reserves the exclusive right to amend these Terms at any time. The amended Terms will be published on FatCat with a revised "Last Updated" date in the header. Continued use of the FatCat after the effective date of the revised Terms constitutes your acceptance of the changes. We recommend that you review these Terms periodically.
7.2. Suspension and Termination. The Company reserves the right to immediately suspend or terminate your access to the FatCat, including by blocking specific wallets, IPs, devices or jurisdictions, without prior notice if we have reasonable grounds to suspect that you have:
Violated the Acceptable Use Policy;
Engaged in any illegal activities using the FatCat; or
Violated these Terms in any other way.
8. Governing Law, Jurisdiction, and Dispute Resolution
8.1. Governing Law. These Terms and any non-contractual obligations arising out of or in connection with it, shall be governed by the laws of England and Wales, unless mandatory consumer protection rules of your country of residence require otherwise.
8.2. Initial Negotiations. In the event of any dispute or claim arising out of or relating to these Terms or your use of the FatCat, both parties (i.e., you and the Company) agree to first attempt to resolve the matter through good faith negotiations. We encourage open communication and a mutual effort to settle any issues before proceeding further.
8.3. Mediation. If a resolution cannot be reached through negotiation, both parties agree to submit the dispute to mediation. The mediator shall be chosen by mutual agreement. If you and the Company are unable to agree on a mediator within a reasonable timeframe, the Company will appoint a mediator on behalf of both parties. Mediation is intended to be a non-binding process aimed at facilitating an amicable resolution.
8.4. Arbitration. If the matter remains unresolved, any dispute, controversy, or claim arising out of or relating to this Agreement shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre (SIAC) in accordance with the SIAC Rules in force at the time of the arbitration, which Rules are deemed incorporated by reference.
The seat of arbitration shall be Singapore, and the language of the arbitration shall be English.
To ensure cost-efficiency of the procedure:
the tribunal shall consist of one arbitrator.
the arbitration may, if appropriate, proceed on a documents-only basis without a hearing, or be conducted through online or remote hearings as determined by the tribunal.
if the amount in dispute does not exceed USD 1 million, or if otherwise appropriate, the dispute shall be conducted under the Expedited Procedure provisions of the SIAC Rules.
All arbitration proceedings shall remain confidential except as required to enforce an award or comply with applicable law.
8.5. Time Limit for Claims. Any claim or cause of action arising from or relating to these Terms or the use of the FatCat must be initiated within one (1) year from the date the cause of action arises. If a claim is not brought within this timeframe, it will be deemed waived and barred. This clause does not apply where a longer limitation period is mandatorily imposed by applicable consumer protection laws.
9. Notices. Any notices or communications permitted or required under these Terms must be provided in writing by the Company. Such communications may be delivered by:
sending an email to the address you have provided to our customer support; or
providing on other appropriate communications platforms; or
posting on FatCat.
For any notice sent via email, the date on which the email is transmitted shall be deemed the date of receipt.
10. Additional Provisions
10.1. Severability. If any provision of these Terms is found by an arbitrator or court of competent jurisdiction to be invalid, void, or unenforceable, in whole or in part, such provision shall be enforced to the maximum extent permitted under applicable law, and the remaining provisions shall continue in full force and effect.
10.2. Entire Agreement. These Terms, together with our Privacy Policy and any other documents expressly incorporated herein, constitute the entire agreement between you and the Company regarding the use of the FatCat.
10.3. Assignment. The Company may assign or transfer these Terms, in whole or in part, without notice. You may not assign or transfer any rights or obligations under these Terms without our prior written consent.
10.4. Waiver. The failure of the Company to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.
10.5. Headings. Section headings are for convenience only and shall not affect the interpretation of these Terms.
11. Contact and Support
11.1. Support. By default, all support inquiries relating to the Company shall be sent to any of the following email addresses: help@fatcatbot.io or fatcat@fatcatbot.io
11.2. Feedback. Any feedback you provide regarding the FatCat may be used by the Company for improving the FatCat without any obligation to you.
